FINANCIAL & BENEFIT SERVICES LLC - PATTY RAMSEY
There are many different reasons you may be eligible and need to enroll in Medicare.
Most importantly many do not realize most Enrollment Periods have time frames or you could be charge late penalties some for life if you miss the deadline. It’s always best 3 to 6 months prior or as soon as possible to any type of Enrollment Period you start working towards it for a smooth transition.
This is what I do and I can help you each step of the way. You pay no additional cost or pay a fee to me for my help.
Below are some of the eligible enrollment periods I have helped clients with their enrollments.
This is not a full list. There can be exceptions and I have only included limited information for each. When you call we can determine your eligibility and enrollment type for your situation and plan accordingly.
Turning 65 - working or not - Working / on Group Plan - how many employees your employer has will make a difference if you should enroll in Part A only or Part A & B
Not Working - Depending on if you are collecting your Social Security or not will determine if you will need to enroll in Medicare. If you are collecting Social Security they will automatically send you your Medicare card.
Leaving a Group Plan Enrolling in B - It can take a time to get your Part B in place. It is important to plan ahead before leaving the group plan so you have no gap in coverage or late penalties for missing deadlines. Contact 3-6 months ahead to have a smooth transition.
Social Security Disability 24 months - You will receive your Medicare card about 3 months prior to your 25 month. You should contact me as soon as you receive your Medicare card. You will have several options and decisions to make for a smooth transition.
Moved out of Network/Medicare Advantage Plan - If you have moved or know you are moving out of your plans medical network, you will have a Special Enrollment to change plans. Call before or ASAP of a move or 3-6 month prior if you can. You have new options and decisions to make.
MEDICARE/MEDICAID - QMB PLUS & QMB ONLY - YOU CAN MAKE CHANGES THE FIRST THREE QUARTERS OF THE YEAR. KNOW ALL YOUR OPTIONS & PLAN BENEFITS AVAIABLE TO YOU - CALL ME FOR DETAILS
IF YOU HAVE LIMITED INCOME YOU SHOULD APPLY FOR EXTRA HELP. THIS CAN REDUCE YOUR DRUG COST AND OR YOUR PART B COST. CALL FOR ADDITIONAL INFO
GREAT NEWS - BECAUSE OF THE PANDENMIC PRESIDENT BIEDEN HAS SIGNED TO OPEN THE MARKETPLACE BACK UP STARTING FEB 15, 2021- IF YOU DID NOT ENROLL HERE IS YOUR 2nd OPPORUNITY FOR 2021 COVERAGE. I CAN ENROLL YOU OVER THE PHONE AND YOU WILL RECEIVE YOUR CONFORMATION IMMEDIATLEY. THIS NORMALLY TAKES ABOUT 20 TO 30 MINUTES. - CALL FOR MORE DETAILS - ENROLLED BUT WANT TO CHANGE TO A DIFFERENT PLAN - CALL ME FOR OPTIONS. 757-287-4638
I ALSO OFFER DENTAL/VISION - LIFE INSURANCE - FINAL EXPENSE POLICIES - HOSIPTAL INDEMNITY PLANS - SOME SMALL GROUP HEALTH INSURANCE FOR JUST ONE PERSON OWNER OR ONE PLUS OWNERS - INCLUDING A HUSBAND & WIFE OWN BUSINESS. -.CALL FOR DETAILS - GREAT FOR REAL ESTATEAGENTS, HAIR DRESSER - 1099 WORKERS - 757-287-4638 -PATTY
I AM NOT CONNECTED WITH OR ENDORSED BY THE US GOVERNMENT OR FEDERAL MEDICARE PROGRAM.
Experience -Professional - Excellent Customer Service at no extra cost to you!
LICENSED INSURANCE AGENT -This is a solicitation for insurance.