FINANCIAL & BENEFIT SERVICES LLC - PATTY RAMSEY
Products & Services
medicare
There are many different reasons you may be eligible and need to enroll in Medicare.
Most importantly many do not realize most Enrollment Periods have time frames or you could be charge late penalties some for life if you miss the deadline. It’s always best 3 to 6 months prior or as soon as possible to your Enrollment effected date you start working towards getting everything set up for a smooth transition.
This is what I do and I can help you each step of the way. You pay no additional cost or pay a fee to me for my help.
Below are some of the eligible enrollment periods I have helped clients with for a smooth enrollment.
This is not a full list. There can be exceptions and I have only included limited information for each. When you call we can determine your eligibility and enrollment type for your situation and plan accordingly.
Turning 65 - working or not - Working / on Group Plan - how many employees your employer has will make a difference if you should enroll in Part A only or Part A & B
Not Working - Depending on if you are collecting your Social Security or not will determine if you will need to enroll in Medicare. If you are collecting Social Security they will automatically send you your Medicare card.
Leaving a Group Plan Enrolling in B - It can take a time to get your Part B in place. It is important to plan ahead before leaving the group plan so you have no gap in coverage or late penalties for missing deadlines. Contact 3-6 months ahead to have a smooth transition.
Social Security Disability 24 months - You will receive your Medicare card about 3 months prior to your 25 month. You should contact me as soon as you receive your Medicare card. You will have several options and decisions to make for a smooth transition.
Moved out of Network/Medicare Advantage Plan - If you have moved or know you are moving out of your plans medical network, you will have a Special Enrollment to change plans. Call before or ASAP of a move or 3-6 month prior if you can. You have new options and decisions to make.
MEDICARE - dUAL - eXTRA hELP -PART d
MEDICARE/MEDICAID - QMB PLUS & QMB ONLY - YOU CAN MAKE CHANGES THE FIRST THREE QUARTERS OF THE YEAR. KNOW ALL YOUR OPTIONS & PLAN BENEFITS AVAIABLE TO YOU - CALL ME FOR DETAILS
EXTRA HELP
IF YOU HAVE LIMITED INCOME YOU SHOULD APPLY FOR EXTRA HELP. THIS CAN REDUCE YOUR DRUG COST AND OR YOUR PART B COST. CALL FOR ADDITIONAL INFO
MARKETPLACE HEALTH INSURANCE
I CAN ENROLL YOU OVER THE PHONE AND YOU WILL RECEIVE YOUR CONFIRMATION IMMEDIATLEY. THIS NORMALLY TAKES ABOUT 20 TO 25 MINUTES. - CALL FOR MORE DETAILS - 11/1/21 to 12/15/21 IS OPEN ENROLLMENT for 1/1/2022 EFFECTIVE DATE . No charge for my services to enroll or check your account for any errors - customer service all year. Click below to get a quote:
OTHER PRODUCTS
I ALSO OFFER DENTAL/VISION - LIFE INSURANCE - FINAL EXPENSE POLICIES - HOSPITAL INDEMNITY PLANS - 757-287-4638 -PATTY
DENTAL - JUST CLICK TO GET A QUOTE -IF YOU DECIDE TO TAKE THE POLICY YOU CAN ENROLL FROM FROM THE LINK TO KEEP ME AS AGENT OF RECORD SO I CAN SERVICE YOU.
Delta Dental of Virginia https://www.deltadentalcoversme.com/s/?gency=1748589351
MEDICARE HELP DISCLaimer -
1) I AM NOT CONNECTED WITH OR ENDORSED BY THE US GOVERNMENT OR FEDERAL MEDICARE PROGRAM.
Experience -Professional - Excellent Customer Service at no extra cost to you!
LICENSED INSURANCE AGENT -This is a solicitation for insurance.
2) NEW Require Disclaimer
I DO NOT OFFER EVERY PLAN AVAILABLE IN ALL AREAS. ANY INFORMATION I PROVIDE IS LIMITED TO THE PLANS I DO OFFER IN YOUR AREA. YOU CAN CONTACT MEDICARE.GOV OR CALL 1-800-MEDICARE OR CONTACT YOUR LOCAL SHIP OFFICE TO GET INFORMATION ON ALL YOUR PLAN OPTIONS.
I OFFER 56 DIFFERENT PART C PLANS 11 PART D PLANS IN 23518 ZIP CODE & 20 MEDI-GAP PLANS -i AM APPOINTED WITH AETNA-ANTHEM-HUMANA-SENTARA-UNITED HEALTH CARE & WELLCARE (PDP) INSURANCE CARRIERS - PLAN COUNTS CAN DIFFER IN OTHER AREAS.